Deposit Participation Fund

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Deposit Participation

A fixed deposit (FD) is a financial instrument which provides investors a higher rate of return than a regular savings account, until the given maturity date.

Once the money is invested with a reliable financier, it starts earning a return based on the duration of the deposit. Usually, the defining criteria for FD is that the money cannot be withdrawn before maturity, but you may withdraw them after paying a penalty.

Features of Fixed Deposit

  • Fixed deposit enables investors to earn higher returns on their surplus funds
  • You can deposit money in a fixed deposit account only once, but to deposit more money, you need to create another Fixed Deposit account
  • Though liquidity in fixed deposit is lesser, you can look for higher rate of returns, which are higher in case of company fixed deposit
  • Fixed deposit can be easily renewed

Benefits of Fixed Deposit

There are several advantages of FD investments, some of which have been given below:

  • They are the safest investment instruments, and offer greater stability
  • Returns on fixed deposit are assured, and there is no risk of loss of principal
  • There is no effect of market fluctuations on your fixed deposit, which ensures greater safety of your investment capital
  • You can benefit from higher returns offered by company fixed deposit

*  All the payments are backed by the office of His Highness.
*  The Maturity of the deposits exceeding AED 100,000 will be secured by the post-dated of Office of His Higness.